Thursday, October 16, 2014

Insurance

In•sur•ance
inˈSHo͝orəns
noun
1. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
2. a thing providing protection against a possible eventuality.

We now have insurance coverage for all medically necessary healthcare!

But, what does that mean if we are afraid to go to the doctors because we worry about how we will be treated by healthcare providers,
Op-ed: Hospitals Are Failing LGBTs
Gay.com
BY Jeff Krehely
OCT. 14, 2014

You’ve broken out in a cold sweat. You’re short of breath. And you feel pressure in your chest. You’ve got health insurance and know you should be going to the emergency room — yet you don’t.

The situation seems to defy logic, but now imagine that you’re living in a small, conservative community. You’re a transgender man. And your primary care doctor is more than 100 miles away because you were humiliated by the staff during your visit to the local doctor’s office. You’ve heard horror stories about the local hospital.
More states and companies are recognizing health insurance disparities for trans-people but what good will insurance coverage be if we do not trust our doctors and hospital to treat us properly? We shouldn’t have to ask one in other about which doctors are trans-friendly or we are afraid to call 911.

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